Debt free is the way to be Scholarship!

To help young students avoid DEBT! When I started college in 2003, I was 18 years old and a new mom. I actually started classes the same month I gave birth to my daughter. I was scared and nervous, yet excited and hopeful.

During my college years, I struggled with managing my personal finances. I used a significant amount of student loan debt and credit card debt to pay for college expenses.


I now realize that I could have went to school without student loans. I’m extremely passionate about teaching kids and young adults how to manage their personal finances and how to graduate from college debt free. Most people think a college education is out of reach unless you have lots of money, get a FULL academic or athletic scholarship, or use debt.

A debt free college education can be your reality. If you would like to be considered for the annual 2019 “Debt Free Is The Way To Be” Scholarship, please complete the application below. Not only will you get a chance to win money, but you will also receive tips on how to go to college debt free and pay off student loans if you already have them. The scholarship deadline is in April each year. I chose April as the deadline month for two reasons: It’s my birthday month and it’s National Financial Literacy Month.

If you would like to donate to the scholarship fund, please click "Donate Online" below. If you have questions, please send to Thank You!


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Thank you for considering The 2020 Debt free is the way to be ScholarshiP!

This scholarship is for high school and college students between the ages 16 years old and 25 years old. Must be a citizen of the United States of America. The deadline to apply is 11:59pm CST on Sunday April 5th, 2020. April was chosen as the deadline month for two reasons: It’s birthday month and it’s National Financial Literacy Month. The winner will be announced on Monday June 1st, 2020. The recipient will receive $1,500.00 to use towards their college expenses.

Please complete the entire application. This includes providing your complete mailing address. There is no word count requirement for the essay questions. If selected as a winner, you must be willing to provide a photo of yourself and allow it to be used on this website and social media. Any applications missing information will not be considered. Any and all information provided will remain private and used solely for the purposes of this scholarship application process. Please send email to if you have any questions!

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Jasmine Blackburn

2018 Scholarship Recipient